Keep USDXX
Hold the balance and spend it on your own supplier payments.
YaysPay for business
Get paid in digital dollars. Settle how you like.
Alipay's model shows a merchant needs more than a QR sticker — queries, cancellations, refunds and reporting too. YaysPay gives you a web dashboard and an in-app business section, from a single verified account.
Accept payments
Two QR codes, one dashboard.
Print a static merchant QR for the counter and let customers key in the amount, or generate a dynamic transaction QR with the order and total already attached. Every payment supports queries, cancellations and refunds — not just scanning.
- Static and dynamic QR, payment links, checkout API
- Invoices and chat payment requests
- Protected transactions and escrow for wholesale
Merchant QR
Blue Fig Café
Static · you enter the amountUSDXX
Merchant portal
Everything a finance team needs.
Individual and business verification
Static merchant QR — customer enters the amount
Dynamic transaction QR — amount and order pre-filled
Payment links and online checkout API
In-app checkout and invoice creation
Payment requests through YaysApp chat
Refunds, disputes and escrow
Employee permissions and roles
Sales reporting and downloadable reconciliation files
Accounting integrations
Developers welcome
Drop “Pay with Yays” into any checkout.
Indexx Payments exposes the same rails through a clean API — create a payment, attach protection rules, and share a link or render the button. Webhooks tell your system the moment funds settle.
- REST API, webhooks and mobile SDKs
- Point-of-sale integrations
- Sandbox with testnet USDXX
create-payment.ts
import { YaysPay } from "@indexx/payments";
const yays = new YaysPay(process.env.YP_KEY);
const request = await yays.payments.create({
amount: "240.00",
currency: "USDXX",
reference: "invoice-4471",
protection: {
release: "delivery_confirmed",
expires_in: "14d",
},
});
// -> share request.pay_link or render <PayWithYays />Settlement
Keep it, convert it, or bank it.
Choose per store or per transaction type.
Instant YaysPay balance
Funds land in your merchant balance the moment the customer confirms.
Scheduled on-chain settlement
Sweep to an external wallet on your own cadence.
Daily fiat settlement
USDXX converted and paid to your bank on a disclosed processing fee.
Pricing
A starting model.
To be finalised once banking, compliance, blockchain and liquidity costs are confirmed.
YaysApp-to-YaysApp transfer
Person to person, instant
Free
Merchant payment
Per successful transaction
Competitive fee
Protected settlement
Escrow, milestones, delivery release
+ service fee
Fiat redemption
USDXX back to your bank
Disclosed fee
Cross-border conversion
Disclosed at time of conversion
FX spread
Merchant API & treasury tools
Usage-based or monthly
Subscription
Send digital dollars as easily as sending a message.
Join the early-access list for YaysPay. We'll start with a closed pilot — verified accounts, real USDXX, one blockchain, limited amounts.